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Motor Vehicle Compensation Motor vehicles include trucks, cars busses, motorcycles, and even airplanes. Motor vehicles include automobiles, trucks as well as buses, motorcycles, and even airplanes. Two studies showed that interacting and making claims for compensation after a motor vehicle crash while dealing with insurance companies was linked to higher levels of anxiety. Further research is required to discover the reasons for this. Damages The value of a motor vehicle accident claim is determined by the specific costs and damages you have suffered. An attorney for personal injury can assist you in determining the appropriate amount of compensation for your specific circumstances. Damages are commonly categorized as “special” and “general.” Special damages are able to be accounted for as expenses, such as medical bills or car repair bills. General damages are more difficult to calculate and are based on non-economic factors such as pain and suffering. If your injuries were serious enough to be considered serious injuries under New York state law, you may be entitled additional compensation that is higher than what insurance companies will offer you. If you suffer from a permanent impairment that is affecting your life in a significant way it is possible that you are entitled to compensation for loss in consortium or other damages not economically based. You may also be eligible to claim reimbursement for the cost of public transportation, taxis or ridesharing services in the event that you could not drive after your crash. You can also claim expenses for maintaining your yard or home if you are unable to do so because of your injuries. You may also be able to claim the value of resale for your damaged car. In some instances the party at fault may be required to pay punitive damages if there is evidence that the defendant purposely caused the accident. These damages are intended to penalize the person who caused the accident for reckless or extreme negligence. Medical bills The victims of motor vehicle accidents usually experience expensive medical bills due to their injuries. Some insurance policies for cars offer medical payment coverage (also known as med pay) that can help cover the expenses. This coverage is typically offered regardless of who was responsible for the crash. It is crucial to remember that medical coverage is not meant to be a replacement for health insurance. In fact, a victim should always file a claim through his or her own health insurance first before submitting a claim to the at-fault driver's car insurance company. You can also get reimbursement for the cost of transportation for medical appointments and transportation. To ensure that they receive fair amount of compensation, the victims need to be diligent in tracking and archiving receipts. In addition, No-Fault insurance can compensate a victim for lost wages in the event that they are unable to work as a result of their injuries. The maximum amount that may be collected is $2,000 per month for a maximum of 3 years. The No-Fault insurer may also be required by law to pay the full amount of any Disability, Workers' Compensation, or Social Security benefits received by the person who was injured. Even if financial assistance might be available however, it could take months or even years to reach a satisfactory settlement. In the meantime medical debt collectors could contact you, and unpaid bills could cause serious damage to your credit rating. To avoid this, victims should establish a lawyer-client relationship with a law firm that handles auto accident cases. Loss of wages An accident in the car can put you in a state of financial strain. While you're out of work, medical bills, credit card debt and loans can add up. motor vehicle accident lawsuit pasadena of income can cause stress for your family. A qualified car accident attorney can assist you in recovering lost earnings as part of your compensation award. You will need to provide documents to prove that you lost wages. This will include evidence of your salary, your hourly wage, and the number of days you missed because of injury. You can get an employer's letter pay stubs, pay stubs, bank statements, tax returns, etc. It is more difficult if you are self-employed or work on commission. However, a knowledgeable lawyer for car accidents will help you gather the necessary evidence to support your claim. You are only able to recover lost wages as a part of your car accident claim. They cannot be recovered from disability or worker's compensation insurance, since this could be considered a double recovery. The no-fault insurance provider will send you to an independent physician who they have hired to examine you. The doctor will determine whether your injuries, according to the doctor’s opinion, prevent you from working. This is referred to as an independent medical examination (IME) and you must be aware that the physician conducting your IME is biased towards the insurance company. Suffering and pain It is difficult to quantify the pain and suffering that can be caused by a motor vehicle crash. The emotional trauma that is caused by the trauma of a car crash can be more debilitating that the physical injuries. Someone suffering from PTSD might experience insomnia or anxiety, which could prevent them from sleeping well. They may also be unable drive due to fear of a crash in the future. An attorney can determine the total amount of non-economic damages and work with a juror to determine the amount to award for pain and suffering. The severity of your injuries and their impact on your daily life could affect this figure too and it could be important to keep a journal to record how your injury affects you, or having family members or friends write a statement about your condition. Certain states have a limit on the amount of compensation granted for pain and loss. New York does not, however, victims are only legally able to file a suit and request these damages for serious injuries, not for minor ones. It is important to speak with a Manhattan car accident lawyer to know the true cost of your injuries and how to prove that you are entitled to an adequate amount of compensation for your economic and non-economic loss.